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FAQ: What to Bring When Financing a Car?



Many vehicle shoppers are asking themselves the same question: What to Bring When Financing a Car? Here at Magic Toyota, we are ready to provide the answers. Our financing professionals offer expert advice, friendly customer service, and one-on-one consultation, so you can feel confident and prepared when financing your next vehicle.

Get Prepared When Financing a Car


If you want to be prepared to finance a vehicle, you really only need to bring a few basic items. First, a paycheck stub is important because our financing officers want to ensure you have a steady and reliable flow of income. Second, contact information for three personal references who can speak to your character and financial responsibility. Third, we may need a home utility bill with your name and address. We encourage our clients to think about their budgets. When financing a vehicle, you agree to make monthly payments for a specified period of time, usually ranging from twelve to thirty-six months. During that time you will pay both the principal of the loan and the interest, so you should ask yourself how much you can afford to spend on car payments. Are you still wondering What to Bring When Financing a Car? Important items you may need include a paycheck stub, three personal references, and a home utility bill.

Solving the Mystery of Financing a Car


Car financing is a mystery to many drivers, and here at Magic Toyota, we get a lot of questions about the loan process. How does car financing work? What are the benefits of financing a car? What to Bring When Financing a Car? You may have similar questions, and your first step is understanding how financing works for the dealership and the client. As you already know, cars are expensive, and for most people, the price of a vehicle is more money than they have readily available. Even if you do have enough funds saved to purchase a vehicle, you may want to think twice about depleting your savings, if financing opportunities are available. Financing is essentially a deal made between us, the dealership, and our valued customers. First, we look up your credit information, which includes details about your past loans, and using this information we find the best rates available in our extensive network of lenders. Once you have agreed to the terms of the loan, you have the funds to purchase your car—and all this without emptying your bank account.

Do you have more questions about What to Bring When Financing a Car? Give us a call today at 866-858-1515, or visit our automotive center at 21300 Highway 99, Edmonds, WA 98026. Our team here at Magic Toyota has assisted drivers from many different parts of Washington, and now we would like to serve you.

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